SKL Financial Consultancy specialises in providing personal mortgage advice. No matter what your circumstances are we can help you look for a suitable solution . Our aim is not only to provide you with best advice but also to give you that “personal touch” that is so often missing with mortgage brokers today.

• Regular contact
• Quarterly Newsletters - Giving you up to date mortgage and financial news.
• Access to private number - 7 days a week
• We will contact you 3 months before your current rate expires, so you don’t get
  caught out on paying more than you should.
• Financial planning advice - to help build and preserve your capital.
• We will do all the paper work for you.
• We will progress and monitor your case right through from application to completion,
  whether it’s a remortgage or purchase, thus saving you time.
• Choice of contact - Face to face meeting, email or telephone.

Our Process

• Firstly we will talk to you to get an understanding of what your needs and requirements are and explain our terms of business. You will also receive a copy of our Initial Disclosure Document (IDD), a legal requirement, confirming these terms.
• Once we have established your requirements we will spend time (roughly about 30 to 40 minutes at a time of your choosing) going through a full personal financial fact finding process, thus ensuring an even fuller understanding of your requirements.
• Then, by using our comprehensive mortgage sourcing system we will be able to look for the financing solution that best meets your needs.
• Having established what products are available, we will then explain the options and help you understand which solution(s) best meet your requirements and why.
• We will also review your current and potential personal protection requirements and make any necessary recommendations to you.
• Once you have agreed you wish to go ahead on the basis of the recommendation, we will provide you with a number of documents which explain the costs and other important information, in accordance with the Financial Services Authority.  This will allow you to consider the details, then confirm you still wish to proceed and with which lender
• We will then complete the necessary application form and submit this to the chosen lender (you will at this stage need to pay the appropriate application fees).
• We will then prepare, collate and liaise with the lender on your behalf to ensure that your application is dealt with as smoothly as possible right through to its final completion. We can refer any requirements for legal work on to one of our business partners which will save you time.
• We handle all client applications in the same professional manner whether we are helping you with a mortgage, re-mortgage or a non regulated buy-to-let * financing application.

For more information, contact us on:
0844 800 0412